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      <div class="logo"><h1><a href="index.html"><span>SPIF</span>FY<small>Student Portfolio Investment Fund</small></a></h1></div>
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        <h2>Welcome to $PIFFY</h2>
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        <p>SPIFFY is an acronym for the Student Portfolio Investment Fund of the University of Maine Foundation.  It was established in 1993 with an original investment of $200,000 and has been autonomously managed by students.  since creation the total value of the fund increased to $1.5 million.  The idea was to create opportunities for students to apply classroom knowledge to obtain real investment experience, and have the ability to make important financial management decisions.  SPIFFY is open to undergraduate students of all years and studies.  Each member can be as active as he or she wants but participation is highly encouraged.  To increase participation over the years we developed a distinct club structure.  The executive board of the club includes two co-presidents and several vice-presidents, who actively manage the club's day-to-day operations.  The executives receive a lot of help from seven sector heads, who supervice multiple analysts.  SPIFFY Alumni are now spread all across the United States, as well as internationally, and are respected professionals in their chosen fields.  </p>
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        <h2>Welcome to SPIFFY</h2>
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        <p><strong>Future Outlook</strong><br />
          To date, SPIFFY is one of the most successful organizations on the UMaine campus.  Since an initial infusion from the university's endowmen of $200,000, SPIFFY has outperformed the S&P and witnessed substantial profits temming from an autonomously run student organization.  With a positive outlook, we look forward to continued success stemming from an autonomously run student organization.  With a positive otulook, we look forward to continued success due to strong leadership and dedication from the organization's members.  In the near future, the group will continue to turn out leaders in each segment of the respective financial and investment industries.  Alumni span the United States and the globe utilizing the promising tools once obtained in SPIFFY and applying them in the creation of successful careers.  Past members current professional careers have led them to companies including:  Acadia Trust (a subsidiary of Camden National Bank), Banker, Newman, & Noyes, Bath Iron Works (General Dynamics), Nomura Securities International, Pinnacle Trust Partners, LLC, and Northwestern Mutual.  As the university continually entrusts more funding to this student-run group, it is clear that it has performed as well as ny in the industry.  

		 Future campaigning and marketing are critical to the continued success of the organization.  With an influx of new membership, we hope to double as a group in the coming year.  With a "Financial" section being placed each week inthe the school newspaper "The Maine Campus", SPIFFY is hopeful taht we will be able to create a thriving group of sound financial investors.  A firm understanding in the field of finance and investment is one of the most critical means by which an individual can create a promising life.  SPIFFY holds members across all majors as all members of the community are welcomed at our weekly meetings.  Ideally, our intent is to create excitement.  When students pick up a newspaper, we envision them flipping immediately to our section, reviewing what has occurred in the markets each week.
         
		 With a focus on diversification, SPIFFY will continue to invest its funds in equities, bonds, commodities, and a small cash portion.  In the coming year, an increased focus on bonds will help to stabilize a portfolio which is heavily weighted in equities.  Our organization will obtain its goals of achieving a well-balanced group, increasing the organization's philanthropy and flagship School Outreach program to more middle schools throughout the state, igniting a future interest in sound financial investment, and the primary goal of creating a firm foundation in turning out the leaders of tomorrow.
		 
		 With Dr. Strong's guidance and the leadership of the group's senior members, we are confident that the organization will not only stabilize but grow into the most notable student organization on the University of Maine campus.
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        <h2>The $PIFFY Endowment Fund</h2>
        <img src="images/spiffy.png" alt="img" width="115" height="115" class="floated" />
        <p><strong>Recent News & Transactions</strong><br />
         -Wrote Covered Call AAPL420
		 -Stop Order GLD 150
		 -</p>
        <a href="http://www.mbs.maine.edu/~spiffy/Spiffy%20endowment%20brochure.pdf"><img src="images/dl_button.png" alt="img" width="121" height="25" border="0" /></a>
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        <h2>$PIFFY Links</h2>
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          <li><a href="#"> Home</a></li>
		  <li><a href="#"> Portfolio Strategy</a></li>
          <li><a href="#"> UMaine Foundation</a></li>
          <li><a href="#"> Maine Business School</a></li>
          <li> <a href="#">Annual New York Trip</a></li>
          <li> <a href="#">GAME $ymposium</a></li>
          <li> <a href="#">$PIFFY Performance</a></li>
          <li> <a href="#">Alumni Connections</a></li>
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        <h2>About</h2>
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